Kebaikan Buah Delima

Buah delima adalah salah satu buah yang terdapat di dalam syurga yang kaya dengan unsur zat besi sebagaimana firman Allah: (Q:55:6) Maksudnya :"Pada keduanya juga terdapat buah-buahan serta pohon-pohon kurma dan delima. Buah delima atau dari segi saintifiknya Punica granatum mempunyai pelbagai keistimewaan, selain dari sedap dimakan ,ia juga mempunyai kebaikan dari segi kesihatan.Zat besi yang terdapat dalam buah delima dianggap sebagai unsur penting dalam pembentukan darah merah. Seseorang yang kekurangan zat besi akan mengalami penyakit anemia. Dengan hanya sebiji buah delima mampu memberi khasiat yang banyak kepada kita. Buah Delima mempunyai kadar antioksidan yang paling tinggi diantara buah-buahan yang lain. Delima, sejenis buah lain yang disebutkan di dalam Al-Qur`an, mengandung potassium yang besar volumenya, selain dari mineral-mineral lain seperti fosfor, kalsium, besi, dan sodium, dan vitaman-vitamin A, B1, B2, B3, dan C. Bereaksi bersama sodium, potassium mengatur ekuilibrium air tubuh dan menjaga detak jantung agar tetap normal..(bagi ibu dan perkembangan fetusnya). Dengan memelihara keseimbangan kadar potassium-sodium, buah ini juga menunjang kepekaan saraf dan otot agar berfungsi secara teratur( kajian mendapati rahim wanita lebih utuh/kuat sesuai dengan kepekaan nya menunjang pergerakan bayi yg dikandung) , mencegah edema, dan mengurangi kadar gula yang beredar di dalam darah ( ibu yang baru pertama kali mengandung atau lebih dari 3 kali pregnancy No.). Delima menghilangkan rasa letih otot dan memungkinkannya bergerak dengan mudah,dan juga menguatkan jantung. Antara kebaikannya yang lain: *menghalang pembentukan sel kanser *mencantikkan kulit *mencegah dr nyanyuk *memberi tenaga *elok utk pesakit tekanan drh tinggi dan rendah *elok utk sistem penghadaman *mngurangkan berat badan *prevent morning sickness( utk org mengandung) *memperelokkan rahim Maklumat Pertanian - Ternakan, Tanaman, Perikanan & AgrotourismSekadar Info,Rujukan dan Ilmu.

Public Mutual emerges as the Biggest Winner for 7th consecutive year

Public Bank’s wholly-owned subsidiary, Public Mutual swept 10 out of the 29 awards, including the most prestigious “Best Overall Fund Group” award, at The Edge-Lipper Malaysia Fund Awards 2010 held at the Kuala Lumpur Convention Centre on 23 February 2010. This is the 7th consecutive year Public Mutual has emerged as the biggest winner at the annual awards event.
Public Mutual’s Chairman Tan Sri Dato’ Sri Dr. Teh Hong Piow expressed pride at the outstanding achievement despite a challenging year in 2009. “These awards demonstrate Public Mutual's commitment in continuously delivering top value as well as meeting the diverse needs of our unitholders,” he said.
By winning these awards, Public Mutual has to date received a total of 148 industry awards. Tan Sri Teh dedicated these awards to Public Mutual’s board of directors, management, staff, unit trust consultants and investors for their unwavering support and confidence over the years.
The 10 awards won by Public Mutual are:
No
Fund / Company
Category
1
Public Mutual Berhad
Best Overall Fund Group Award

2
Public Regional Sector Fund
Equity Asia Pacific
3 years
3
Public Far-East Dividend Fund
Equity Asia Pacific Ex Japan
3 years
4
Public SmallCap Fund
Equity Malaysia Small and Mid Caps
3 years
5
Public SmallCap Fund
Equity Malaysia Small and Mid Caps
5 years
6
Public Bond Fund
Bond Malaysian Ringgit
10 years
7
PB Balanced Fund
Mixed Asset MYR Balanced
10 years
8
Public Islamic Bond Fund
Bond Malaysian Ringgit - Islamic
3 years
9
Public Islamic Bond Fund
Bond Malaysian Ringgit - Islamic
5 years
10
Public Ittikal Fund
Equity Malaysia - Islamic
10 years
Public Mutual is Malaysia’s largest private unit trust company with 73 funds under management. It has over 2,000,000 accountholders and as at 31 December 2009, the total net asset value of the funds managed by the company was RM35.6 billion.

Finally ... Jumpa Jugak Kawan-Kawan ex-ITM Arau Diploma in Banking

Kepada Kawan-Kawan yang budiman, InsyaAllah ... reunion kat Penang kut ....

Super Wealth Plan

Super Wealth PlanSecure Your Dreams Today!
Description
Life is always changing and full of surprises. Unexpected events unfold when you least expect them and you really want to be prepared when they do.Super Wealth Plan provides both life insurance protection and savings in one neat package – striking the perfect balance of protection and savings that you deserve. This plan rewards you with guaranteed cash payments starting from the 6th policy year and every 3 policy years thereafter, until you reach age 80 where you’ll then be rewarded with maturity benefit. It also provides you with life insurance coverage till maturity. With Super Wealth Plan you have taken the first step towards securing your dreams.So, go ahead!!! Live your day to the fullest as Super Wealth Plan provides you with benefits in so many wonderful ways!
Benefits
Guaranteed Cash PaymentsSuper Wealth Plan rewards you with guaranteed cash payments of 10% of the sum assured starting from the end of the 6th policy year and every 3 policy years thereafter. Besides, you can opt to leave the guaranteed cash payments to accumulate and let the cash grow further!
End of Policy Year
Guaranteed Cash Payments (% of Basic Sum Assured)
6th
10%
Every 3 policy years thereafter (till age 80)
10%
At age 80 (Maturity Benefit)
100%
Guaranteed Maturity BenefitIf you maintain the policy until maturity at age 80, you’ll be rewarded with maturity benefit in the form of 100% of the sum assured in one lump sum payment.Guaranteed Lifetime CoverageIt provides you with basic life insurance protection until policy maturity at age 80.Guaranteed PremiumWith Super Wealth Plan, basic premiums are payable and guaranteed to remain unchanged throughout the policy years up to age 80. You have the flexibility to pay the premiums monthly, quarterly, semi-annually or annually.Protects the Financial Security of Your FamilyIn the unfortunate event of loss of life, it protects your family’s financial future by paying your dependent a guaranteed death benefit. The proceeds can ease your family’s financial burden, giving you peace of mind.Protection against Total and Permanent Disability (TPD)In the event of TPD before age 60, it pays you the sum assured. You can use the proceeds to take care of medical costs or settle outstanding financial commitments.Who is Eligible?You can be insured with Super Wealth Plan if you are between 0 (30 days) and 65 years old.Looking to Enhance Your Coverage?Because we understand your need for flexibility, we have given you the option to tailor the plan to suit your particular lifestyle by making a whole range of riders available – just for you!

MAA - Super Fortune Plan

Super Fortune Plan
Description
MAA’s Super Fortune Plan guarantees you:
•
Annual Cash Payment
•
Lump Sum Cash at Maturity
•
Flexible premium payment term
•
Death & Total Permanent Disability Coverage
Great Savings plus+ Protection Life is beautiful, life is fun and life is full of excitement. Life needs to be enjoyed without worrying anything beyond your control. Have a peace of mind for your children’s education fund, overseas vacation, wealth accumulation & retirement planning. MAA’s Super Fortune Plan is here to assist you to achieve all these wonderful things in life. Create your fortune now!
What is Super Fortune Plan? MAA’s Super Fortune Plan is a 6, 10, 15, 20 limited pay endowment plan which matures at age 50 to 80 depending on entry ages. It provides Guaranteed Annual Cash Payment (GACP) starting from the end of the 10th policy year. Upon maturity, 120% of the original sum assured will be payable.
Who is this plan for? This plan is available for individuals aged 10 – 55 years old who:
•
Need a plan which combines savings and protection.
•
Need the flexibility in choosing the premium payment term.
•
Need guaranteed Annual Cash Payments, Lump Sum Cash at Maturity and great protection coverage.
Benefits
Guaranteed Annual Cash Payment (GACP)Super Fortune Plan provides you with a GACP of 4% of the basic sum assured from end of the 10th policy year onwards. For entry age 21 – 55 , the GACP is 6% from end of 20 years onwards.
Entry Age
Maturity Age
End of Policy Year
GACP (% of basic sum assured)
10 – 20
50
10th year onwards
4%
21 – 30
60
10th – 19th20th onwards
4%6%
31 – 40
70
41 - 55
80
You have the option to take the cash or leave it with the company to be accumulated with interest*.Currently at 4.5% and subject to review from time to time.
Guaranteed Lump Sum Cash at Maturity Get 120% of the basic sum assured when your Super Fortune Plan matures.
Flexible premium payment term You choose the payment term that you are most comfortable with. Super Fortune Plan offers 6, 10, 15 & 20 years payment term to suit your financial capability.
Death & Total Permanent Disability (TPD) coverage In the event of TPD before age 60 or Death at any time during the policy duration, you or your loved ones will receive 100% of the sum assured.
Additional protection benefits Enhance your basic cover by attaching additional benefits (riders). We have a whole range of riders for you to choose from.
Guaranteed Premium With Super Fortune Plan, basic premiums are payable and guaranteed to remain unchanged throughout the policy years. You have the flexibility to pay the premiums monthly, quarterly, semi annually or annually.
1
Death from suicide within one (1) year from issue date or date of reinstatement, whichever is later, whether the insured is sane or insane, shall limit the Company’s liability to the return of premiums paid without interest, less any indebtedness and the policy shall be terminated.
2
This plan excludes any disability caused directly or indirectly, wholly or partly, by any of the following occurrences:
i.
Self-destruction or any attempt thereat while sane or insane.
ii.
Military or naval service in time of declared or undeclared war or while under orders for warlike operations or restoration of public order.
iii.
Entering, operating or servicing, riding in or on, ascending or descending from or with any aerial device or conveyance except while the insured is in an aircraft operated by a commercial passenger airline on a regular scheduled passenger trip over its established passenger route.
More about MAA Super Fortune Plan
1. What is the minimum and maximum sum assured for this plan? The minimum sum assured is RM25,000; maximum sum assured is subject to underwriting approval.
2. Can a policyholder change from one plan to another plan, e.g. 6 years to 20 years during the policy term? No.

Public Mutual’s new fund to focus on investing in 30 selected stocks

Public Bank’s wholly-owned subsidiary, Public Mutual is launching a new fund, Public Select Alpha-30 Fund (PSA30) on 7 April 2009. The fund invests up to 30 high quality stocks listed primarily on Bursa Securities that have the potential for exponential growth when the investment climate turns favourable.
Public Mutual’s Chairman Tan Sri Dato’ Sri Dr. Teh Hong Piow said PSA30 will take advantage of current weak market conditions which have dampened the share prices of many quality stocks. “With stocks across the board trading at attractive market valuations, there are ample opportunities to pick and choose high quality stocks. Investors just need to buy and hold for the medium- to long-term to realise the full potential of the fund,” he said.
“To achieve increased diversification, the fund may invest in selected foreign markets if the returns are assessed to be promising,” he said. The selected foreign markets include Singapore, Taiwan, South Korea, Japan, Australia, New Zealand, Hong Kong, China, Thailand, Indonesia, Philippines and other markets. The equity exposure of PSA30 will generally range from 75% to 95% of its net asset value (NAV).
Tan Sri Teh also explained that as PSA30 concentrates on investing in a maximum of 30 stocks listed primarily on Bursa Securities, the fund is suitable for aggressive investors who can withstand extended periods of market volatility in pursuit of attractive long-term capital growth.
The initial issue price of PSA30 is at RM0.2500 per unit during the 21-day initial offer period from 7 April 2009 to 27 April 2009. During the offer period, a special promotional service charge of 5% of initial issue price per unit is extended to the purchase of units of PSA30 by investors. Investors who opt for Direct Debit Instruction with PSA30 during the offer period will enjoy a special promotional service charge of 5.25% of NAV per unit for as long as the Direct Debit is active. Terms and conditions apply. The minimum initial investment for the fund is RM1,000 and the minimum additional investment is RM100.
PSA30 is distributed by Public Mutual’s unit trust consultants. Interested investors can contact any Public Mutual unit trust consultant or call its Customer Service Hotline at 03-6207 5000 for more details of the fund.
Public Mutual is Malaysia’s largest private unit trust company with 68 funds under management. It has over 2,000,000 accountholders serviced by over 40,000 unit trust consultants. As at 28 February 2009, the total net asset value of the funds managed by the company was RM23.5 billion.

Public Mutual swept 7 awards, including Best Overall Group Award

Public Mutual swept 7 awards, including Best Overall Group Award


Public Mutual’s Chairman Tan Sri Dato’ Sri Dr. Teh Hong Piow (right) receiving the prestigious Best Overall Group award from YAB Dato' Sri Mohd Najib bin Hj Tun Abdul Razak, Deputy Prime Minister and Minister of Finance 1 (left).
Public Bank’s wholly-owned subsidiary, Public Mutual emerged for the sixth consecutive year as the biggest winner at The Edge-Lipper Malaysia Fund Awards 2009 by winning 7 of the 24 awards, including the prestigious “Best Overall Group” award.
Public Mutual’s Chairman Tan Sri Dato’ Sri Dr. Teh Hong Piow expressed pride that once again Public Mutual emerged as the biggest winner at The Edge-Lipper Malaysia Fund Awards 2009. “These awards reflect Public Mutual's commitment to do its utmost to give value to our investors,” he said. He dedicated these awards to Public Mutual’s board of directors, management, staff, agency force and the investors for their unwavering support and trust over the years.
Tan Sri Teh and the management team were on stage to receive the awards from YAB Dato' Sri Mohd Najib bin Hj Tun Abdul Razak, Deputy Prime Minister and Minister of Finance 1 during the award presentation ceremony held at the Mandarin Oriental, Kuala Lumpur.
No
Fund / Company
Category
1
PB Growth Fund
Equity Malaysia
5 years
2
Public SmallCap Fund
Equity Malaysia Small and Mid Caps
5 years
3
PB Balanced Fund
Mixed Asset MYR Balanced
5 years
4
Public Islamic Bond Fund
Bond Malaysian Ringgit - Islamic
5 years
5
Public Bond Fund
Bond Malaysian Ringgit
10 years
6
PB Balanced Fund
Mixed Asset MYR Balanced
10 years
7
Public Mutual Berhad
Best Overall Group Award

Public Mutual is Malaysia’s largest private unit trust company with 67 funds under management. It has over 2,000,000 accountholders serviced by over 40,000 unit trust consultants. As at 31 December 2008, the total net asset value of the funds managed by the company was RM23.3 billion.