Wednesday, August 15, 2007

Why you need a Medical Card - ML207

Life - MedicaLife 207



Description

Your life is always precious, especially to your loved ones. It’s a sad reality but life can be changed forever through a freak accident, a sudden heart attack or a dread disease. Its effects can be devastating, especially on your family! So, don’t let yourself be caught unprepared for these sudden mishaps.

Protect yourself against the rising cost of medical treatment with MedicaLife 207.

Benefits

This is a guaranteed renewal policy up to age 80. MedicaLife 207 is a standalone Hospitalisation & Surgical policy with 4 plans available for the Insured. It prepares policyholders for costly medical expenses with high lifetime limit – as high as RM 600,000.

The Insured will be provided with a MedicaLife 207 Medical Card to facilitate hospital admission. The Medical Card is accepted by a panel of quality hospitals nationwide.

The Insured will also get to enjoy international assistance programs with MedicaLife 207. The services offered are International Medical Assistance, Travel Assistance, Car Assistance and Home Assistance.


Schedule of Benefit

PLANS
PLAN 1 PLAN 2 PLAN 3 PLAN 4
BENEFITS
RM
Overall Annual Limit
50,000 100,000 150,000 200,000

Lifetime Limit
150,000 300,000 450,000 600,000


LIMIT PER DISABILITY
HOSPITAL BENEFITS

Hospital Room & Board
(max. 200 days per annum) 120 180 260 350
Intensive Care Unit
(max. 60 days per annum) As Charged
Hospital Supplies & Services
Surgical Fees
Anaesthetist Fees
Operating Theatre
Pre-Hospital Diagnostic Tests
(within 60 days prior to admission)
Pre-Hospital Specialist Consultation
(within 60 days prior to admission)
In-Hospital Physician Visit
(max. 200 days per annum)
Post Hospitalisation Treatment
(within 31 days from discharge)


OUTPATIENT BENEFITS

Emergency Accidental Outpatient Treatment
(within 24 hours and follow-up treatment to a max. of 31 days) As Charged
Out-patient Physiotherapy Treatment
(within 90 days from discharge / surgery)
Ambulance Fees 300 400 500 750
Out-patient Kidney Dialysis Treatment
(per annum) 12,000 18,000 25,000 35,000
Out-patient Cancer Treatment
(per annum) 12,000
18,000 25,000 35,000

OTHER BENEFITS

Daily-Cash Allowance at Government Hospital (max. 200 days per annum) 50 60 75 85
Home Nursing Care
(max. per disability) 500 750 1,000 1,500
Insured Child’s Daily Guardian Benefit
(max. per disability) 200 250 300 400
Medical Report Fee 80 80 100 100
Government Service Tax As Charged


Who is eligible?
You can be insured with MedicaLife 207 if you are between 0 (30 days) and 59 years old (age last birthday).